Making Money Just By Breathing - Chapter 2.1: Habit Cultivation Ritual

(Tn: Huabei: A platform from Ant Group that functions like a virtual credit card where consumers can pay in installments for the goods they purchase from Alibaba or from Alipay partners who have chosen to opt in the program. ​ The name Huabei roughly translates to “let’s spend”.)

Lying on the wicker chair, an idea suddenly popped into Wang Yanguang’s mind, startling even himself.

“Is there any way to upgrade the system faster?”

The idea that comes to his mind is not how to spend money, but how to upgrade the system.

A man’s ambition, sometimes, is like dry grass in autumn, just needing a spark to ignite.

The natural growth rate of his ability isn’t slow, but Wang Yanguang doesn’t want to wait that long.

It took him an entire week!

Clearly, there are things he can do to speed things up. Why wait like an idiot?

According to the system’s mechanism, using borrowed money for consumption should still count as experience points.

Since that’s the case, let’s try it!

Thinking about it, Wang Yanguang opened Taobao, selected a discounted pack of tissues, 300 sheets per pack, 30 packs for 29 Yuan, cheaper than toilet paper, and paid with Huabei.

After a successful payment, he immediately checked the system panel, and the experience points showed…

29/10000!

Indeed, it works!

Wang Yanguang was overjoyed and, glancing at his Huabei account with a remaining credit limit of 7171 Yuan, suddenly felt that Alipay’s “Dad” was quite cute.

Sorry, Alipay’s “Dad,” I misunderstood you!

I used to think, as a poor student, you gave me such a high credit limit because you wanted to trick me into working for you. Therefore, I never cherished it. I never used installment payments and always tried to take advantage of your promotions.

Now I know I was wrong. Dad, please love me again —

Let’s try to increase the limit!

Naturally, increasing the limit is impossible, but Wang Yanguang calculated and found it was just enough.

Huabei has a total of 7200, Jingdong Baitiao 1100, and there’s still 1983 in savings. It’s not only enough but also leaves 283 Yuan.

Since there’s a surplus, Wang Yanguang decided to conduct another experiment.

Opening a private chat with He Meng, he sent a 200 Yuan red envelope and a message.

— He Meng, sorry, I might not be able to attend your graduation celebration. Anyway, I wish you to obtain happiness every day. —

The red envelope was quickly opened, but soon, she sent another red envelope back.

— Thanks, I might not have time to attend your graduation celebration either. Let’s call it even. —

Wang Yanguang couldn’t help but be stunned.

Is He Meng, the beauty, this straightforward?

The normal courtesy process would be to say thank you, exchange a couple of casual remarks, and when Wang Yanguang organizes his graduation celebration and informs his classmates, He Meng would reciprocate with polite words.

By immediately returning the gift that he had sent to her, it’s clear she doesn’t want to establish a relationship with Wang Yanguang and just wants to be done with it.

After the initial surprise, Wang Yanguang shook his head and chuckled.

Whatever, he doesn’t care.

Things are different now, and as for who can’t keep up with whom in the future, let time speak for itself.

Looking at the experience increasing by another 200, now at 229/10000, Wang Yanguang opened the red envelope and withdrew the 200 Yuan.

He didn’t reply to any messages.

Next, it’s time to think about how to spend the money.

Honestly, Wang Yanguang has never had so much money to freely dispose of.

The urban village he originated from is essentially a rural area. Wang Yanguang’s parents were farmers before, and after two failed business attempts, they have been working as laborers.

Wang Yanguang never had much pocket money since he was a child. Now suddenly having 10,000 Yuan (1.404 USD) to spend, he’s trembling with excitement.

When he first got Huabei, there was an inexplicable credit limit of over 9,000 Yuan, but at that time, Wang Yanguang didn’t dare to use it. Even though he drooled over the latest iPhone 6, he never dreamed of having one himself.

Now— isn’t it just five days’ worth of breathing?

There is no reason for him to restrain his desire to buy it!

Today is July 26, 2015. As long as there is no surprise delay, the new iPhone will be launched in two months.

Even so, the official store hasn’t lowered its prices. They still dare to sell the 128GB version for 6,888 Yuan, just throwing in an extra tempered glass film.

In the past, Wang Yanguang would have felt like it was a rip-off. Two months later, it would surely be discounted. Why not wait?

Now—

My good sir, here’s 7,000! Now throw in an aluminum alloy case!

When communicating with customer service, Wang Yanguang’s fingers were shaking.

Dear lord, he’s really living the high life!

Just five minutes ago, he was calculating the cost difference between 300 sheets of tissue and toilet paper, and now he’s boldly choosing an alloy phone case. Tsk tsk—

After the big purchase, he converted all the remaining change into mobile phone credit and used the Baitiao (Shopping App).

What can you buy with 1,100 Yuan?

Wang Yanguang couldn’t think of anything, so he casually clicked on the main ad on the homepage.